How to Get My Roof Replaced with Insurance?

Having to replace your roof is an experience and expense that most homeowners dread facing. Oftentimes there are circumstances that force your hand and leave you with a damaged or deteriorating roof. Fortunately, your homeowners insurance may pay for a portion, if not all, of the cost of a new roof. The roofing experts at Tycos can help you learn how to get your roof replaced with insurance.

Trust an Expert Roofing Contractor

If your roof is in need of replacement, you may be able to get some or all of the costs covered by your homeowner’s insurance. The roofer you choose should be able to help you navigate the roof replacement process. From estimators to material choices, Tycos is here for South Jersey, Pennsylvania, and Delaware residents every step of the way.

Insurance Roof Replacement

Check Your Insurance Policy

Review your homeowner’s insurance policy to see if it covers roof replacement. Many policies will cover damage caused by severe weather, such as hail or windstorms, but may not cover wear and tear caused by age or lack of maintenance.

Document the Roof Damage

With the help of your roofing contractor, take pictures of the damage to your roof and make a list of any leaks or other issues. If the damage is severe, it’s a good idea to call in an experienced professional to inspect your roof and provide a report.

Contact Your Insurance Company

Contact your insurance company and report the damage. Provide them with the documentation you’ve gathered and any reports from a roofing professional. Your insurance company will then send out an adjuster to assess the damage and determine how much they will cover.

Look Over Your Insurance Policy

If you’ve never had to make a claim, you may not know the details of your insurance policy. Before you file your claim, you should take time to look over your policy so you know exactly what is covered.

Choose a Roofing Contractor

Once your insurance company has approved your claim, you’ll need to choose a contractor to do the work. Make sure to choose a reputable contractor who is licensed and insured and get multiple bids to compare prices.

Schedule the Roof Replacement

Once you’ve chosen Tycos as your roofing contractor and the work is done, be sure to keep all the receipts and invoices. Your insurance company will likely require these for reimbursement. Don’t worry, we’ll help make sure you have everything you need.

File for Reimbursement

After the work is done, file a claim with your insurance company for reimbursement of the covered costs. Make sure to include all the necessary documentation, such as receipts, invoices, and any reports from the adjuster.

Talk to the Roofing Experts at Tycos

It’s important to keep in mind that each insurance company has its own process and policies for roof replacement, so be sure to review your policy carefully and follow the guidelines set by your insurance company. If you live in South Jersey, Pennsylvania, or Delaware, contact Tycos to discuss your roof replacement needs.